Collections & Reconciliation for Buy Now Pay Later Businesses
Easy & transparent experience.
01. Set up your account
You can add as many BNPL products as you have, sell to as many customers as there are and add as many products as you have.
Your Business in Your HandServing 1000+ customers daily? Manage collections for all from your handset device.
Bank-grade securityYour data, that of your tenants and your payments are only accessible by you. We care about your safety
02. Manage Your Customers & Their Payments
Add customers and their credit sales including installment payment plans. Each customer automatically gets a payment account.
03. Leave the rest to us
We take over from here and automate everything. You worry about how to grow your business, we worry about you getting paid.
BNPL SellingCreate your credit sale, structure instalment payments and add customer
Automated RemindersWe send reminders periodically via SMS/WhatsApp/Email to your customers with their balances & payment details.
Payments ProcessingYour customers pay directly to the accounts issued to them via Patika. They receive a receipt instantly.
Automatic ReconciliationEvery payment is attributed and reconciled. No more manual recons with bank/mpesa statements.
04. Lipa Mdogo Mdogo
You no longer have to restrict your customer to only make lumpsum payments by end of instalment period. With our automated payment flows, any part payment made by the customer is auto reconciled and money moved to your wallet. No more checking bank statements and mpesa statements manually to confirm payment receipts, losing 5 hours in the process.