Membership Collections, Loan Repayments & Reconciliation for Chamas, Saccos & Self Help Groups,

Easy & transparent experience.

01. Set up your account

You can add as many members as you have, issue as many loans and add as many officials as you have.

Your Chama in Your Hand
Have 1000+ members? Manage their savings collection & loan repayments from your handset device.
Bank-grade security
Your data, that of your members and your payments are only accessible by you. We care about your safety

02. Manage Your Members & Their Payments

Add members and their contributions eg daily savings, membership fee, loan repayments. Each member automatically gets a payment account for each bill.

03. Leave the rest to us

We take over from here and automate everything. You worry about how to grow your champ/sacco/self help group, we worry about your contributions, savings and loans.

Automated Billing
Every day/week/month, we generate new contribution bills and send them to your members with payment details.
Automated Reminders
We send reminders periodically via SMS/WhatsApp to your members with their balances & payment details.
Payments Processing
Your members pay directly to the accounts issued to them via Patika. They receive a receipt instantly.
Automatic Reconciliation
Every payment is attributed and reconciled. No more manual recons with bank/mpesa statements.

04. Lipa Mdogo Mdogo

Your members might have monthly targets but can pay even 3 times a day. Give them the flexibility to pay whenever they get money without worrying about reconciliation nighmare. With our automated payment flows, any part payment made by the member is auto reconciled and money moved to your wallet. No more checking bank statements or mpesa messages manually to confirm payment receipts, losing 5 hours in the process.