Loan Issuing, Repayment Collections & Reconciliation for Lenders

Easy & transparent experience.

01. Set up your account

You can add as many customers as you have, structure as many loan products as you wish and add as many payment plans as you wish.

Your Business in Your Hand
Serving 1000+ customers? Manage their loan balances & payments all from your handset device.
Bank-grade security
Your data, that of your tenants and your payments are only accessible by you. We care about your safety

02. Manage Your Customers & Their Loans

Add customers and their loans. Each customer automatically gets a payment account for each loan.

03. Leave the rest to us

We take over from here and automate everything. You worry about how to grow your business, we worry about you getting paid.

Loan Issuing
We enable you to structure your loan, interest rates and payment plans and issue it to a customer
Automated Reminders
We send reminders periodically via SMS/WhatsApp/Email to your customers with their loan balances & payment details.
Payments Processing
Your customers pay directly to the loan accounts issued to them via Patika. They receive a receipt instantly.
Automatic Reconciliation
Every payment is attributed and reconciled. No more manual recons with bank/mpesa statements.

04. Lipia Loan Mdogo Mdogo

Your customers don’t have to follow a rigid installment payment plan and can pay for it even daily. With our automated payment flows, any part payment made by the customer is auto reconciled and money moved to your wallet. No more checking bank statements or mpesa messages manually to confirm payment receipts, losing 5 hours in the process.