Loan Issuing, Repayment Collections & Reconciliation for Lenders
Easy & transparent experience.
01. Set up your account
You can add as many customers as you have, structure as many loan products as you wish and add as many payment plans as you wish.
Your Business in Your HandServing 1000+ customers? Manage their loan balances & payments all from your handset device.
Bank-grade securityYour data, that of your tenants and your payments are only accessible by you. We care about your safety
02. Manage Your Customers & Their Loans
Add customers and their loans. Each customer automatically gets a payment account for each loan.
03. Leave the rest to us
We take over from here and automate everything. You worry about how to grow your business, we worry about you getting paid.
Loan IssuingWe enable you to structure your loan, interest rates and payment plans and issue it to a customer
Automated RemindersWe send reminders periodically via SMS/WhatsApp/Email to your customers with their loan balances & payment details.
Payments ProcessingYour customers pay directly to the loan accounts issued to them via Patika. They receive a receipt instantly.
Automatic ReconciliationEvery payment is attributed and reconciled. No more manual recons with bank/mpesa statements.
04. Lipia Loan Mdogo Mdogo
Your customers don’t have to follow a rigid installment payment plan and can pay for it even daily. With our automated payment flows, any part payment made by the customer is auto reconciled and money moved to your wallet. No more checking bank statements or mpesa messages manually to confirm payment receipts, losing 5 hours in the process.